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Regency Total Warranty VS. Select Home Warranty

Deciding between Regency Total Warranty and Select Home Warranty depends on what best suits your home. Regency Total Warranty is a great option if you are looking for premium customer service and quality coverage at a more affordable price. In contrast, Select Home Warranty, while offering similar coverage at a competitive price, is known for its budget-friendly plans that include free roof leak coverage and a strong presence in the home warranty industry. Our guide compares pricing, coverage options, and customer reviews to help you determine which provider is the right choice for your needs.

Deciding between Regency Total Warranty and American Home Shield depends on what best suits your home. Regency Total Warranty is a great option if you are looking for premium customer service and quality coverage at a more affordable price. In contrast, American Home Shield, while offering similar coverage at a more expensive price, is a larger company providing years of proven reliability. Our guide compares pricing, coverage options, and customer reviews to help you determine which provider is the right choice for your needs.

Best for Overall

regency total warranty

5/5

Best for Those with Roof Repair Needs

Select Home Warranty

4.0 /5

Is Regency Total Warranty or Select Home Warranty Better?

Currently, Regency Total Warranty holds a 5.0 rating on ConsumerAffairs, with customers praising prompt service and responsive claims handling.
Select Home Warranty holds a 3.8 rating on ConsumerAffairs, based on over 27,000 reviews, with feedback highlighting affordability and added roof leak coverage, though some customers mention longer wait times for service.

When comparing Regency Total Warranty and Select Home Warranty, the best choice depends on your specific home coverage needs and budget. Regency Total Warranty offers two straightforward plans-EssentialGuard and TotalGuard-providing affordable protection for major systems and appliances, with pricing starting around $39.99 per month. Their plans include optional add-ons for items like pools, septic systems, and additional appliances. Customers appreciate the prompt service, with most claims processed within 48 hours, and the company enjoys strong reviews for responsiveness and value.

On the other hand, Select Home Warranty provides three plans-Bronze Care, Gold Care, and Platinum Care-covering a broad range of home systems and appliances. Select is well-known for including limited roof leak coverage at no extra cost, a unique benefit in the home warranty space. With more than 27,000 customer reviews, Select has earned recognition for affordability and straightforward plans, with pricing starting around $41 per month.
Ultimately, Regency may be ideal for homeowners seeking budget-friendly, efficient service, while Select Home Warranty is better suited for those prioritizing affordable coverage with added benefits like free roof leak protection.

Choose Regency Total Warranty if you prefer

  • Home warranty claims can be filed online or by phone 24/7

  • Technicians are typically dispatched within 48 hours

  • Transparent plans with straightforward pricing

 

Choose Select Home Warranty if you prefer

  • Over 27,000 customer reviews and nationwide service

  • Free roof leak coverage included with all plans

  • Affordable monthly pricing with multiple plan options

Here’s what homeowners are saying

Customers generally have positive things to say about Regency Total Warranty, especially highlighting the company’s fast response times and helpful customer service. Many homeowners report that claims are handled quickly-often within 48 hours-and technicians arrive on time and complete repairs efficiently. Reviews often mention peace of mind and satisfaction with the value provided, particularly for the cost of coverage.

Select Home Warranty has built a strong following thanks to its competitive pricing and added perks like free roof leak coverage. Many customers appreciate the affordability of the plans and the coverage options. However, some reviewers have expressed concerns about communication and service delays. Select holds a 3.8 out of 5 rating on ConsumerAffairs, based on over 27,000 reviews. Positive feedback highlights the overall value and benefits, while constructive feedback points to a need for faster claims resolution. One customer shared, “The roof coverage alone makes it worthwhile, but I wish the claims process moved faster.”

Regency Total Warranty vs. Select Home Warranty

CoverageRegency Total WarrantySelect Home Warranty
Air conditioning✔✔
Built-in jetted tub motor and componentsX✔
Built-in microwaves✔✔
Ceiling/attic/exhaust fans✔✔
Central vacuum system✔X
Clothes dryers✔✔
Clothes washers✔✔
Dishwashers✔✔
Ductwork✔✔
Electrical systems✔✔

FAQs About Regency Total Warranty vs. Select Home Warranty

A home warranty covers repairs or replacements for major home systems and appliances due to normal wear and tear. Commonly covered items include HVAC systems, plumbing, electrical systems, refrigerators, dishwashers, and washers and dryers. Coverage varies by provider and plan, and some warranties offer optional add-ons for pools, septic systems, and well pumps.

The best choice depends on your needs. Regency Total Warranty is ideal if you need coverage for older systems and appliances, as it includes protection for preexisting conditions. Select Home Warranty may be the better option if you want higher payout limits and budget-friendly add-ons for high-end appliances.

Regency Total Warranty and Select Home Warranty both cover major home systems and appliances, but Regency Total Warranty offers more flexible plans with fewer exclusions. Select Home Warranty requires an add-on for central air conditioning, while Regency Total Warranty includes it in standard coverage. 

In 2025, the average home warranty cost is around $55 per month, though prices vary based on the provider, coverage level, and service call fee. Add-ons, such as coverage for pools or septic systems, may increase the total cost.