Regency Total Warranty VS. First American Home Warranty
Deciding between Regency Total Warranty and First American Home Warranty depends on what best suits your home. Regency Total Warranty is a great option if you are looking for premium customer service and quality coverage at a more affordable price. In contrast, First American Home Warranty, while offering similar coverage at a competitive price, is one of the longest-standing companies in the industry with decades of experience and a solid reputation for reliability. Our guide compares pricing, coverage options, and customer reviews to help you determine which provider is the right choice for your needs.
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Deciding between Regency Total Warranty and American Home Shield depends on what best suits your home. Regency Total Warranty is a great option if you are looking for premium customer service and quality coverage at a more affordable price. In contrast, American Home Shield, while offering similar coverage at a more expensive price, is a larger company providing years of proven reliability. Our guide compares pricing, coverage options, and customer reviews to help you determine which provider is the right choice for your needs.
Is Regency Total Warranty or First American Home Warranty Better?
Currently, Regency Total Warranty holds a 5.0 rating on ConsumerAffairs, with customers praising prompt service and responsive claims handling.
First American Home Warranty holds a 4.5 rating on ConsumerAffairs, based on over 74,000 reviews, with feedback highlighting comprehensive coverage options and long-term industry trust, though some customers note delays in claim processing.
When comparing Regency Total Warranty and First American Home Warranty, the best choice depends on your specific home coverage needs and budget. Regency Total Warranty offers two straightforward plans-EssentialGuard and TotalGuard-providing affordable protection for major systems and appliances, with pricing starting around $39.99 per month. Their plans include optional add-ons for items like pools, septic systems, and additional appliances.
Customers appreciate the prompt service, with most claims processed within 48 hours, and the company enjoys strong reviews for responsiveness and value.
On the other hand, First American Home Warranty offers two plans-Basic and Premier-covering a wide range of home systems and appliances. They also provide unique add-ons, like First Class Upgrade coverage, which helps reduce out-of-pocket costs for certain repairs. With more than 74,000 customer reviews, First American has built a strong reputation for its extensive network of contractors and long-standing service history. Monthly pricing typically starts around $47, making them a competitively priced option for homeowners seeking trusted, long-term protection.
Ultimately, Regency may be ideal for homeowners seeking budget-friendly, efficient service, while First American Home Warranty is better suited for those wanting a well-established provider with enhanced coverage options and decades of experience.
Choose Regency Total Warranty if you prefer
Home warranty claims can be filed online or by phone 24/7
Technicians are typically dispatched within 48 hours
Transparent plans with straightforward pricing
Choose First American Home Warranty if you prefer
- Over 74,000 customer reviews and decades of experience
- Unique First Class Upgrade option for enhanced coverage
- Wide contractor network for timely service across the U.S.
Here’s what homeowners are saying
Customers generally have positive things to say about Regency Total Warranty, especially highlighting the company’s fast response times and helpful customer service. Many homeowners report that claims are handled quickly-often within 48 hours-and technicians arrive on time and complete repairs efficiently. Reviews often mention peace of mind and satisfaction with the value provided, particularly for the cost of coverage.
First American Home Warranty presents a largely positive reputation built on trust and experience. Many customers appreciate the company’s extensive coverage options and the helpfulness of its contractor network. However, some reviewers express concerns about longer wait times for parts or claim resolutions. First American holds a 4.5 out of 5 rating on ConsumerAffairs, based on over 74,000 reviews. Positive feedback highlights the peace of mind that comes from working with a long-standing company, while constructive feedback often points to the need for clearer communication during the claims process. One customer shared, “The coverage has been great overall, but I wish the communication during repairs was more proactive.”
Regency Total Warranty vs. First American Home Warranty
| Coverage | Regency Total Warranty | First American Home Warranty |
|---|---|---|
| Air conditioning |  | |
| Built-in jetted tub motor and components | X | |
| Built-in microwaves | | |
| Ceiling/attic/exhaust fans | | |
| Central vacuum system | | X |
| Clothes dryers | | |
| Clothes washers | | |
| Dishwashers | | |
| Ductwork | | |
| Electrical systems | | |
FAQs About Regency Total Warranty vs. First American Home Warranty
What does a home warranty typically cover?
Which is better: Regency Total Warranty or First American Home Warranty?
The best choice depends on your needs. Regency Total Warranty is ideal if you need coverage for older systems and appliances, as it includes protection for preexisting conditions. First American Home Warranty may be the better option if you want higher payout limits and budget-friendly add-ons for high-end appliances.
How do Regency Total Warranty and First American Home Warranty compare regarding coverage?
First Regency Total Warranty and First American Home Warranty both cover major home systems and appliances, but Regency Total Warranty offers more flexible plans with fewer exclusions. First American Home Warranty requires an add-on for central air conditioning, while Regency Total Warranty includes it in standard coverage.
