We research all the best home warranty services companies for you. Find the best in your area now.

Regency Total Warranty VS. 2-10 Home Buyers Warranty

Deciding between Regency Total Warranty and 2-10 Home Buyers Warranty depends on what best suits your home. Regency Total Warranty is a great option if you are looking for premium customer service and quality coverage at a more affordable price. In contrast, 2-10 Home Buyers Warranty, one of the most established names in the industry, offers plans tailored for new and existing homes with decades of experience backing its services. Our guide compares pricing, coverage options, and customer reviews to help you determine which provider is the right choice for your needs.

Deciding between Regency Total Warranty and American Home Shield depends on what best suits your home. Regency Total Warranty is a great option if you are looking for premium customer service and quality coverage at a more affordable price. In contrast, American Home Shield, while offering similar coverage at a more expensive price, is a larger company providing years of proven reliability. Our guide compares pricing, coverage options, and customer reviews to help you determine which provider is the right choice for your needs.

Best for Overall

regency total warranty

5/5

Best for New Constructions

2-10 Home Buyers Warranty

4.0 /5

Great
(3,121 reviews)

Is Regency Total Warranty or 2-10 Home Buyers Warranty Better?

Currently, Regency Total Warranty holds a 5.0 rating on ConsumerAffairs, with customers praising prompt service and responsive claims handling.

2-10 Home Buyers Warranty holds a 3.8 rating on ConsumerAffairs, based on over 22,000 reviews, with feedback highlighting comprehensive coverage for homeowners and builders, though some customers mention longer processing times for claims.

When comparing Regency Total Warranty and 2-10 Home Buyers Warranty, the best choice depends on your specific home coverage needs and budget. Regency Total Warranty offers two straightforward plans-EssentialGuard and TotalGuard-providing affordable protection for major systems and appliances, with pricing starting around $39.99 per month. Their plans include optional add-ons for items like pools, septic systems, and additional appliances. Customers appreciate the prompt service, with most claims processed within 48 hours, and the company enjoys strong reviews for responsiveness and value.

On the other hand, 2-10 Home Buyers Warranty specializes in coverage for both new construction and existing homes, offering plans for major systems, appliances, and structural protection. With more than 22,000 customer reviews, 2-10 has built a reputation for its builder-focused programs and wide-ranging coverage. Monthly pricing typically starts around $45, making it a competitive choice for those seeking extensive home protection with a trusted, long-standing provider.

Ultimately, Regency may be ideal for homeowners seeking budget-friendly, efficient service, while 2-10 Home Buyers Warranty is better suited for those wanting specialized coverage options and a provider with deep roots in the home warranty industry.

Choose Regency Total Warranty if you prefer

  • Home warranty claims can be filed online or by phone 24/7

  • Technicians are typically dispatched within 48 hours

  • Transparent plans with straightforward pricing

 

Choose 2-10 Home Buyers Warranty if you prefer

  • Over 22,000 customer reviews and decades of industry experience

  • Coverage options for new construction and structural components

  • Wide network of contractors serving homeowners and builders

Here’s what homeowners are saying

Customers generally have positive things to say about Regency Total Warranty, especially highlighting the company’s fast response times and helpful customer service. Many homeowners report that claims are handled quickly-often within 48 hours-and technicians arrive on time and complete repairs efficiently. Reviews often mention peace of mind and satisfaction with the value provided, particularly for the cost of coverage.

2-10 Home Buyers Warranty receives praise for its comprehensive coverage and experience working with both builders and homeowners. Many customers value the unique structural protection offerings and the company’s deep industry expertise. However, some reviewers have expressed concerns about claim delays and communication during the repair process. 2-10 holds a 3.8 out of 5 rating on ConsumerAffairs, based on over 22,000 reviews. Positive feedback highlights the peace of mind that comes from working with a trusted, established company, while constructive feedback calls for improvements in response times. One customer shared, “They’ve been reliable for my new home, but I’d like faster updates when a claim is in progress.”

Regency Total Warranty vs. 2-10 Home Buyers Warranty

CoverageRegency Total Warranty2-10 Home Buyers Warranty
Air conditioning✔✔
Built-in jetted tub motor and componentsX✔
Built-in microwaves✔✔
Ceiling/attic/exhaust fans✔✔
Central vacuum system✔X
Clothes dryers✔✔
Clothes washers✔✔
Dishwashers✔✔
Ductwork✔✔
Electrical systems✔✔

FAQs About Regency Total Warranty vs. 2-10 Home Buyers Warranty

A home warranty covers repairs or replacements for major home systems and appliances due to normal wear and tear. Commonly covered items include HVAC systems, plumbing, electrical systems, refrigerators, dishwashers, and washers and dryers. Coverage varies by provider and plan, and some warranties offer optional add-ons for pools, septic systems, and well pumps.

The best choice depends on your needs. Regency Total Warranty is ideal if you need coverage for older systems and appliances, as it includes protection for preexisting conditions. 2-10 Home Buyers Warranty may be the better option if you want higher payout limits and budget-friendly add-ons for high-end appliances.

Regency Total Warranty and 2-10 Home Buyers Warranty both cover major home systems and appliances, but Regency Total Warranty offers more flexible plans with fewer exclusions. 2-10 Home Buyers Warranty requires an add-on for central air conditioning, while Regency Total Warranty includes it in standard coverage. 

In 2025, the average home warranty cost is around $55 per month, though prices vary based on the provider, coverage level, and service call fee. Add-ons, such as coverage for pools or septic systems, may increase the total cost.