Best home warranty in Rhode Island
Are You A Rhode Island Homeowner?
Here are the best home warranty options for you
Whether you’re a seasoned homeowner or purchasing your first home in Rhode Island, a home warranty offers valuable protection for your budget, lifestyle, and peace of mind. With a warranty in place, you can rest easy knowing that if a covered appliance or system breaks down, repair or replacement is just a service call away. It’s a smart step that brings confidence-and one worth celebrating.
What to look for in a home warranty in Rhode Island
Why Rhode Island Homeowners Choose Home Warranties
A lot can come with a home warranty plan. But as a resident in RI, you’ll want to make sure your plan covers these essential items:

Systems
Covers heating systems and HVAC, crucial for Rhode Island’s cold winters and humid summers

Add-On Options
Optional add-ons available for sump pumps, roof leaks, and well pumps

Homes
Ideal for homes in Providence, Warwick, Cranston, Newport, and surrounding communities

Appliances
Protects appliances like refrigerators, ovens, dishwashers, washers, and dryers

Smart Budgeting
Helps manage unexpected repair costs with affordable service call fees
Top-Rated Home Warranty Companies in Rhode Island
At Home Warranty Insider, we’ve carefully reviewed the top home warranty providers available in Rhode Island. Our evaluations focus on plan coverage, pricing, customer satisfaction, and claims responsiveness.
Our top picks include Choice Home Warranty for broad coverage, Select Home Warranty for great value, and Liberty Home Guard for flexible and customizable plans. Whether you live in a coastal home or a suburban neighborhood, these companies provide reliable protection to keep your home systems running smoothly.
Top 5 Home Warranty Providers in Rhode Island

9.9
Exceptional
(8,472 reviews)
EXCLUSIVE OFFER
$300 Off Any Plan + Get 2 Extra Months Free
- Rated #1 in Customer Claims Resolutions
- 24/7 Customer Service
- 24hr Claim Response Time
- Lowest Service Call Fee
- 5/5 Rated with Consumer Affairs
3,803 people visited this week

9.1
Great
(3,239 reviews)
- Work w/licensed contractors
- 2 million members
- 50+ years
A
Great

8.9
Great
(3,121 reviews)
- Reasonable warranty pricing
- 24/7 claims service
- High percentage of claims paid out
- Prescreened repair professional
- Communicate directly with contractors
A
Great

8.2
Good
(2,482 reviews)
- Roof leak coverage available
- Covers most states (some state restrictions)
- Flexibility in selecting service providers
B+
Good

7.9
Good
(1,643 reviews)
- $75 off
- Get 1 Month Free
- 24-72 Hours response time
- Flexible Plans
B+
Good
Frequently Asked Questions
How much does a home warranty cost in Rhode Island?
Home warranty plans in Rhode Island typically cost between $45 and $75 per month, with service call fees ranging from $60 to $100 depending on the provider.
Are heating systems and HVAC covered in Rhode Island home warranties?
Yes. Most standard plans include coverage for heating and HVAC systems, essential for Rhode Island’s seasonal weather.
Can I add coverage for sump pumps or roof leaks in Rhode Island?
Yes. Many providers offer optional add-ons for sump pumps, roof leak repairs, and other home maintenance needs common in the area.