Best home warranty in Michigan
Are You A Michigan Homeowner?
Here are the best home warranty options for you
Whether you’re a seasoned homeowner or purchasing your first home in Michigan, a home warranty offers valuable protection for your budget, lifestyle, and peace of mind. With a warranty in place, you can rest easy knowing that if a covered appliance or system breaks down, repair or replacement is just a service call away. It’s a smart step that brings confidence-and one worth celebrating.
What to look for in a home warranty in Michigan
Why Michigan Homeowners Choose Home Warranties
A lot can come with a home warranty plan. But as a resident in MI, you’ll want to make sure your plan covers these essential items:

Systems
Covers heating and cooling systems, essential for Michigan’s cold winters and warm summers

Add-On Options
Optional add-ons available for sump pumps, pools, and septic systems

Homes
Ideal for homes in Detroit, Grand Rapids, Lansing, and suburban neighborhoods

Appliances
Protects major appliances like refrigerators, ovens, washers, and dryers

Smart Budgeting
Helps manage unexpected repair costs with flat-rate service fees
Top-Rated Home Warranty Companies in Michigan
At Home Warranty Insider, we’ve researched and evaluated the top home warranty providers serving Michigan homeowners. We assessed coverage options, pricing, customer reviews, and claims service to recommend the most reliable companies.
Our top picks include Choice Home Warranty for broad coverage, Select Home Warranty for affordable plans, and Liberty Home Guard for flexible add-ons suited to Michigan homes. Whether you live in a city apartment or a rural property, these providers offer plans that protect your home and budget year-round.
Top 5 Home Warranty Providers in Michigan

9.9
Exceptional
(8,472 reviews)
EXCLUSIVE OFFER
$300 Off Any Plan + Get 2 Extra Months Free
- Rated #1 in Customer Claims Resolutions
- 24/7 Customer Service
- 24hr Claim Response Time
- Lowest Service Call Fee
- 5/5 Rated with Consumer Affairs
3,803 people visited this week

9.1
Great
(3,239 reviews)
- Work w/licensed contractors
- 2 million members
- 50+ years
A
Great

8.9
Great
(3,121 reviews)
- Reasonable warranty pricing
- 24/7 claims service
- High percentage of claims paid out
- Prescreened repair professional
- Communicate directly with contractors
A
Great

8.2
Good
(2,482 reviews)
- Roof leak coverage available
- Covers most states (some state restrictions)
- Flexibility in selecting service providers
B+
Good

7.9
Good
(1,643 reviews)
- $75 off
- Get 1 Month Free
- 24-72 Hours response time
- Flexible Plans
B+
Good
Frequently Asked Questions
How much does a home warranty cost in Michigan?
Home warranty plans in Michigan typically range from $40 to $65 per month, with service call fees usually between $60 and $100.
Are heating systems covered in Michigan home warranties?
Yes. Most plans include coverage for heating and cooling systems, which are crucial for Michigan’s seasonal climate.
Can I add coverage for sump pumps and septic systems in Michigan?
Yes. Many providers offer optional add-ons for sump pumps, pools, and septic systems common in Michigan homes.