Best home warranty in Florida
Are You A Florida Homeowner
Here are the best home warranty options for you
Whether you’re a seasoned homeowner or purchasing your first home in Florida, a home warranty offers valuable protection for your budget, lifestyle, and peace of mind. With a warranty in place, you can rest easy knowing that if a covered appliance or system breaks down, repair or replacement is just a service call away. It’s a smart step that brings confidence-and one worth celebrating.
What to look for in a home warranty in Florida
Why Florida Homeowners Choose Home Warranties
A lot can come with a home warranty plan. But as a resident in FL, you’ll want to make sure your plan covers these essential items:
Air conditioning systems
Provides essential coverage for air conditioning systems-vital in Florida’s year-round heat and humidity
Add-On Options
Optional add-ons available for pools, spas, well pumps, and secondary refrigerators
Environments
Ideal for homes in high-moisture environments including Miami, Orlando, Tampa, and coastal areas
Appliances
Protects appliances like refrigerators, washers, dryers, and ovens from normal wear and tear
Smart Budgeting
Flat-rate service fees help manage repair costs in a state known for high contractor rates
Top-Rated Home Warranty Companies in Florida
At Home Warranty Insider, we’ve researched and ranked the best home warranty providers for Florida homeowners. Our recommendations are based on plan flexibility, affordability, customer reviews, and response times-critical for managing repairs quickly in the Florida climate.
Top picks include Choice Home Warranty for its robust coverage and value, Select Home Warranty for competitive pricing and roof leak coverage, and Liberty Home Guard for its wide range of optional add-ons-perfect for Florida homes with pools, guest houses, or smart technology.
Whether you live in a beachside bungalow, a suburban condo, or a rural homestead, a home warranty in Florida can help you stay protected against unexpected breakdowns.
Top 5 Home Warranty Providers in Florida
9.9
Exceptional
(8,472 reviews)
EXCLUSIVE OFFER
$300 Off Any Plan + Get 2 Extra Months Free
- Rated #1 in Customer Claims Resolutions
- 24/7 Customer Service
- 24hr Claim Response Time
- Lowest Service Call Fee
- 5/5 Rated with Consumer Affairs
3,803 people visited this week
9.1
Great
(3,239 reviews)
- Work w/licensed contractors
- 2 million members
- 50+ years
A
Great
8.9
Great
(3,121 reviews)
- Reasonable warranty pricing
- 24/7 claims service
- High percentage of claims paid out
- Prescreened repair professional
- Communicate directly with contractors
A
Great
8.2
Good
(2,482 reviews)
- Roof leak coverage available
- Covers most states (some state restrictions)
- Flexibility in selecting service providers
B+
Good
7.9
Good
(1,643 reviews)
- $75 off
- Get 1 Month Free
- 24-72 Hours response time
- Flexible Plans
B+
Good
Frequently Asked Questions
How much does a home warranty cost in Florida?
Home warranty plans in Florida generally cost between $45 and $75 per month, depending on the provider and coverage level. Service call fees typically range from $60 to $100.
Do home warranties cover air conditioning systems in Florida?
Yes. Given Florida’s tropical climate, most plans offer full coverage for central air conditioning and cooling systems. Be sure to check whether A/C coverage is included in the base plan or available as an add-on
Are pools and spas covered under Florida home warranties?
Most top providers offer optional coverage for pools, spas, and related equipment. This is especially beneficial for Florida homeowners, where pools are common and repairs can be costly.
