Best home warranty in New York
Are You A New York Homeowner? Here are the best home warranty options for you
Whether you’re a seasoned homeowner or purchasing your first home in New York, a home warranty offers valuable protection for your budget, lifestyle, and peace of mind. With a warranty in place, you can rest easy knowing that if a covered appliance or system breaks down, repair or replacement is just a service call away. It’s a smart step that brings confidence-and one worth celebrating.
What to look for in a home warranty in New York
Why New York Homeowners Choose Home Warranties
A lot can come with a home warranty plan. But as a resident in NY, you’ll want to make sure your plan covers these essential items:
Systems
Covers heating systems, boilers, and central air—key for New York’s seasonal weather
Optional add-ons
Optional add-ons available for roof leak coverage, sump pumps, and second refrigerators
Homes
Ideal for homes in New York City, Buffalo, Albany, Rochester, and the suburbs
Appliances
Protects major appliances like refrigerators, ovens, dishwashers, and laundry machines
Smart Budgeting
Helps reduce surprise repair costs with consistent service call fees
Top-Rated Home Warranty Companies in New York
At Home Warranty Insider, we’ve reviewed the most trusted home warranty providers for New York homeowners. Our recommendations are based on plan variety, affordability, response time, and overall customer satisfaction.
Our top picks include Choice Home Warranty for robust coverage across all systems, Select Home Warranty for value-driven pricing, and Liberty Home Guard for flexible and customizable plans. Whether you’re living in a high-rise condo, a brownstone, or a suburban single-family home, these companies offer tailored protection that fits your property and lifestyle.
Top 5 Home Warranty Providers in New York
9.9
Exceptional
(8,472 reviews)
EXCLUSIVE OFFER
$300 Off Any Plan + Get 2 Extra Months Free
- Rated #1 in Customer Claims Resolutions
- 24/7 Customer Service
- 24hr Claim Response Time
- Lowest Service Call Fee
- 5/5 Rated with Consumer Affairs
3,803 people visited this week
9.1
Great
(3,239 reviews)
- Work w/licensed contractors
- 2 million members
- 50+ years
A
Great
8.9
Great
(3,121 reviews)
- Reasonable warranty pricing
- 24/7 claims service
- High percentage of claims paid out
- Prescreened repair professional
- Communicate directly with contractors
A
Great
8.2
Good
(2,482 reviews)
- Roof leak coverage available
- Covers most states (some state restrictions)
- Flexibility in selecting service providers
B+
Good
7.9
Good
(1,643 reviews)
- $75 off
- Get 1 Month Free
- 24-72 Hours response time
- Flexible Plans
