Regency Total Warranty VS. Liberty Home Guard
Deciding between Regency Total Warranty and Liberty Home Guard depends on what best suits your home. Regency Total Warranty is a great option if you are looking for premium customer service and quality coverage at a more affordable price. In contrast, Liberty Home Guard, one of the fastest-growing providers in the industry, offers highly customizable plans and an A-rated Better Business Bureau accreditation, making it a strong contender for homeowners who want flexibility. Our guide compares pricing, coverage options, and customer reviews to help you determine which provider is the right choice for your needs.
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In This Article
Deciding between Regency Total Warranty and American Home Shield depends on what best suits your home. Regency Total Warranty is a great option if you are looking for premium customer service and quality coverage at a more affordable price. In contrast, American Home Shield, while offering similar coverage at a more expensive price, is a larger company providing years of proven reliability. Our guide compares pricing, coverage options, and customer reviews to help you determine which provider is the right choice for your needs.
Is Regency Total Warranty or Liberty Home Guard Better?
Currently, Regency Total Warranty holds a 5.0 rating on ConsumerAffairs, with customers praising prompt service and responsive claims handling.
Liberty Home Guard holds a 4.7 rating on ConsumerAffairs, based on over 14,000 reviews, with feedback highlighting customizable coverage options and excellent customer support, though some customers mention higher costs for certain add-ons.
When comparing Regency Total Warranty and Liberty Home Guard, the best choice depends on your specific home coverage needs and budget. Regency Total Warranty offers two straightforward plans-EssentialGuard and TotalGuard-providing affordable protection for major systems and appliances, with pricing starting around $39.99 per month. Their plans include optional add-ons for items like pools, septic systems, and additional appliances. Customers appreciate the prompt service, with most claims processed within 48 hours, and the company enjoys strong reviews for responsiveness and value.
On the other hand, Liberty Home Guard provides three customizable plans-Systems Guard, Appliance Guard, and Total Home Guard-covering a wide range of home systems and appliances. Liberty is known for offering one of the largest selections of optional add-ons, allowing homeowners to tailor coverage to their specific needs. With more than 14,000 customer reviews and high customer satisfaction ratings, Liberty Home Guard has quickly earned a strong reputation for reliability and flexibility. Monthly pricing typically starts around $50, reflecting the broad range of coverage and customization options.
Ultimately, Regency may be ideal for homeowners seeking budget-friendly, efficient service, while Liberty Home Guard is better suited for those wanting highly personalized coverage with a strong customer service reputation.
Choose Regency Total Warranty if you prefer
Home warranty claims can be filed online or by phone 24/7
Technicians are typically dispatched within 48 hours
Transparent plans with straightforward pricing
Choose Liberty Home Guard if you prefer
Over 14,000 customer reviews with an A-rated BBB accreditation
One of the most customizable home warranty plans in the industry
Extensive add-on options for personalized coverage
Here’s what homeowners are saying
Customers generally have positive things to say about Regency Total Warranty, especially highlighting the company’s fast response times and helpful customer service. Many homeowners report that claims are handled quickly-often within 48 hours-and technicians arrive on time and complete repairs efficiently. Reviews often mention peace of mind and satisfaction with the value provided, particularly for the cost of coverage.
Liberty Home Guard receives consistent praise for its customizable coverage and responsive customer support. Many customers appreciate the flexibility of the plans and the professionalism of the company’s representatives. However, some reviewers note that the wide range of add-ons can make plans more expensive. Liberty Home Guard holds a 4.7 out of 5 rating on ConsumerAffairs, based on over 14,000 reviews. Positive feedback highlights the ability to tailor coverage to individual needs, while constructive feedback points to costs associated with add-ons. One customer stated, “I love that I could customize my plan to cover exactly what I needed, though the add-ons do add up.”
Regency Total Warranty vs. Liberty Home Guard
| Coverage | Regency Total Warranty | Liberty Home Guard |
|---|---|---|
| Air conditioning | ||
| Built-in jetted tub motor and components | X | |
| Built-in microwaves | ||
| Ceiling/attic/exhaust fans | ||
| Central vacuum system | X | |
| Clothes dryers | ||
| Clothes washers | ||
| Dishwashers | ||
| Ductwork | ||
| Electrical systems |
FAQs About Regency Total Warranty vs. Liberty Home Guard
What does a home warranty typically cover?
Which is better: Regency Total Warranty or Liberty Home Guard?
The best choice depends on your needs. Regency Total Warranty is ideal if you need coverage for older systems and appliances, as it includes protection for preexisting conditions. Liberty Home Guard may be the better option if you want higher payout limits and budget-friendly add-ons for high-end appliances.
How do Regency Total Warranty and Liberty Home Guard compare regarding coverage?
Regency Total Warranty and Liberty Home Guard both cover major home systems and appliances, but Regency Total Warranty offers more flexible plans with fewer exclusions. Liberty Home Guard requires an add-on for central air conditioning, while Regency Total Warranty includes it in standard coverage.

