We research all the best home warranty services companies for you. Find the best in your area now.

Regency Total Warranty VS. Choice Home Warranty

Deciding between Regency Total Warranty and Choice Home Warranty depends on what best suits your home. Regency Total Warranty is a great option if you are looking for premium customer service and quality coverage at a more affordable price. In contrast, Choice Home Warranty, while offering similar coverage at a competitive price, is a larger company with over a decade of industry experience and a strong reputation for reliable service. Our guide compares pricing, coverage options, and customer reviews to help you determine which provider is the right choice for your needs.

Deciding between Regency Total Warranty and American Home Shield depends on what best suits your home. Regency Total Warranty is a great option if you are looking for premium customer service and quality coverage at a more affordable price. In contrast, American Home Shield, while offering similar coverage at a more expensive price, is a larger company providing years of proven reliability. Our guide compares pricing, coverage options, and customer reviews to help you determine which provider is the right choice for your needs.

Best for Overall

regency total warranty

5/5

Best for Mobile App Lovers

Choice Home Warranty

3.9 /5

Is Regency Total Warranty or Choice Home Warranty Better?

Currently, Regency Total Warranty holds a 5.0 rating on ConsumerAffairs, with customers praising prompt service and responsive claims handling.

Choice Home Warranty holds a 3.9 rating on ConsumerAffairs, based on over 110,000 reviews, with mixed feedback highlighting both positive experiences and concerns about claim processing times.

When comparing Regency Total Warranty and Choice Home Warranty, the best choice depends on your specific home coverage needs and budget. Regency Total Warranty offers two straightforward plans-EssentialGuard and TotalGuard-providing affordable protection for major systems and appliances, with pricing starting around $39.99 per month. Their plans include optional add-ons for items like pools, septic systems, and additional appliances. Customers appreciate the prompt service, with most claims processed within 48 hours, and the company enjoys strong reviews for responsiveness and value.

On the other hand, Choice Home Warranty provides two tiered plans-Basic and Total-covering a wide range of home systems and appliances. They also offer optional coverage for items like roof leaks, septic systems, and stand-alone freezers. With more than 110,000 customer reviews, Choice has built a large customer base and is known for nationwide service availability and straightforward plan options. Though their monthly costs are slightly higher, starting around $46, Choice Home Warranty is a well-established provider with extensive coverage options.

Ultimately, Regency may be ideal for homeowners seeking budget-friendly, efficient service, while Choice Home Warranty is better suited for those wanting a widely trusted provider with proven experience and extensive customer feedback.

Choose Regency Total Warranty if you prefer

  • Home warranty claims can be filed online or by phone 24/7

  • Technicians are typically dispatched within 48 hours

  • Transparent plans with straightforward pricing

 

Choose Choice Home Warranty if you prefer

  • Over 110,000 customer reviews with a nationwide presence

     

  • Optional add-ons for roof leaks, septic systems, and more

  • Affordable pricing with simple plan structures.

Here’s what homeowners are saying

Customers generally have positive things to say about Regency Total Warranty, especially highlighting the company’s fast response times and helpful customer service. Many homeowners report that claims are handled quickly-often within 48 hours-and technicians arrive on time and complete repairs efficiently. Reviews often mention peace of mind and satisfaction with the value provided, particularly for the cost of coverage.


Choice Home Warranty presents a mixed but largely positive picture. While many customers praise the company’s competitive pricing and straightforward plans, some express dissatisfaction with claim delays or denials. Choice holds a 3.9 out of 5 rating on ConsumerAffairs, based on over 110,000 reviews. Positive feedback highlights the ease of online claim submissions and the convenience of nationwide service. However, negative reviews occasionally mention communication issues or longer wait times for parts and repairs. One customer stated, “Overall, the process was smooth, but waiting on parts delayed my repair by nearly two weeks. Better communication could have helped.”

 

Regency Total Warranty vs. Choice Home Warranty

CoverageRegency Total WarrantyChoice Home Warranty
Air conditioning✔✔
Built-in jetted tub motor and componentsX✔
Built-in microwaves✔✔
Ceiling/attic/exhaust fans✔✔
Central vacuum system✔X
Clothes dryers✔✔
Clothes washers✔✔
Dishwashers✔✔
Ductwork✔✔
Electrical systems✔✔

FAQs About Regency Total Warranty vs. Choice total Warranty

A home warranty covers repairs or replacements for major home systems and appliances due to normal wear and tear. Commonly covered items include HVAC systems, plumbing, electrical systems, refrigerators, dishwashers, and washers and dryers. Coverage varies by provider and plan, and some warranties offer optional add-ons for pools, septic systems, and well pumps.
The best choice depends on your needs. American Home Shield is ideal if you need coverage for older systems and appliances, as it includes protection for preexisting conditions. First American Home Warranty may be the better option if you want higher payout limits and budget-friendly add-ons for high-end appliances.

First Regency Total Warranty and Choice Total Warranty both cover major home systems and appliances, but Regency Total Warranty offers more flexible plans with fewer exclusions. Choice Home requires an add-on for central air conditioning, while AHS includes it in standard coverage. 

In 2025, the average home warranty cost is around $55 per month, though prices vary based on the provider, coverage level, and service call fee. Add-ons, such as coverage for pools or septic systems, may increase the total cost.