Best home warranty in North Carolina
Are You A North Carolina Homeowner?
Here are the best home warranty options for you
Whether you’re a seasoned homeowner or purchasing your first home in North Carolina, a home warranty offers valuable protection for your budget, lifestyle, and peace of mind. With a warranty in place, you can rest easy knowing that if a covered appliance or system breaks down, repair or replacement is just a service call away. It’s a smart step that brings confidence-and one worth celebrating.
What to look for in a home warranty in North Carolina
Why North Carolina Homeowners Choose Home Warranties
A lot can come with a home warranty plan. But as a resident in NC, you’ll want to make sure your plan covers these essential items:

Systems
Covers HVAC systems—essential for handling North Carolina’s humid summers and chilly winters

Add-On Options
Optional add-ons available for septic systems, well pumps, and roof leak protection

Homes
Ideal for homes in Charlotte, Raleigh, Greensboro, Asheville, and rural communities

Appliances
Protects everyday appliances like refrigerators, dishwashers, washers, and dryers

Smart Budgeting
Helps avoid large, unexpected repair bills with predictable service fees
Top-Rated Home Warranty Companies in North Carolina
At Home Warranty Insider, we’ve thoroughly analyzed the top home warranty providers serving North Carolina. We looked at coverage options, affordability, customer service, and claims response times to identify the most dependable choices.
Our top recommendations include Choice Home Warranty for its comprehensive coverage, Select Home Warranty for budget-conscious homeowners, and Liberty Home Guard for flexible plans that suit both newer homes and aging properties. Whether you’re in the mountains, on the coast, or in the suburbs, these providers deliver the protection and service North Carolina homeowners need.
Top 5 Home Warranty Providers in North Carolina

9.9
Exceptional
(8,472 reviews)
EXCLUSIVE OFFER
$300 Off Any Plan + Get 2 Extra Months Free
- Rated #1 in Customer Claims Resolutions
- 24/7 Customer Service
- 24hr Claim Response Time
- Lowest Service Call Fee
- 5/5 Rated with Consumer Affairs
3,803 people visited this week

9.1
Great
(3,239 reviews)
- Work w/licensed contractors
- 2 million members
- 50+ years
A
Great

8.9
Great
(3,121 reviews)
- Reasonable warranty pricing
- 24/7 claims service
- High percentage of claims paid out
- Prescreened repair professional
- Communicate directly with contractors
A
Great

8.2
Good
(2,482 reviews)
- Roof leak coverage available
- Covers most states (some state restrictions)
- Flexibility in selecting service providers
B+
Good

7.9
Good
(1,643 reviews)
- $75 off
- Get 1 Month Free
- 24-72 Hours response time
- Flexible Plans
B+
Good
Frequently Asked Questions
How much does a home warranty cost in North Carolina?
Home warranty plans in North Carolina typically range from $45 to $70 per month, with service call fees usually between $60 and $100 depending on the provider.
Are air conditioning and heating systems covered in North Carolina home warranties?
Yes. Most standard home warranty plans include HVAC system coverage, which is essential given the state’s seasonal climate.
Can I add coverage for a septic tank or roof leaks in North Carolina?
Yes. Many providers offer optional coverage for septic systems, roof leaks, well pumps, and other features common in North Carolina homes.