Best home warranty in New Mexico
Are You A New Mexico Homeowner?
Here are the best home warranty options for you
Whether you’re a seasoned homeowner or purchasing your first home in New Mexico, a home warranty offers valuable protection for your budget, lifestyle, and peace of mind. With a warranty in place, you can rest easy knowing that if a covered appliance or system breaks down, repair or replacement is just a service call away. It’s a smart step that brings confidence-and one worth celebrating.
Why New Mexico Homeowners Choose Home Warranties
Why New Mexico Homeowners Choose Home Warranties
A lot can come with a home warranty plan. But as a resident in NM, you’ll want to make sure your plan covers these essential items:

Systems
Covers HVAC systems—critical for handling New Mexico’s hot summers and cool winters

Add-On Options
Optional add-ons available for swamp coolers, septic systems, and well pumps

Homes
Ideal for homes in Albuquerque, Santa Fe, Las Cruces, and rural desert communities

Appliances
Protects major appliances like refrigerators, ovens, dishwashers, and laundry machines

Smart Budgeting
Helps manage unexpected repair costs with affordable service fees
Top-Rated Home Warranty Companies in New Mexico
At Home Warranty Insider, we’ve carefully reviewed the top home warranty providers available to New Mexico homeowners. Our rankings are based on coverage options, pricing, claim reliability, and customer satisfaction.
Our top picks include Choice Home Warranty for all-in-one protection, Select Home Warranty for cost-effective coverage, and Liberty Home Guard for its wide range of customizable add-ons. Whether you live in a modern home in the city or a traditional adobe-style house in a rural area, these companies offer plans tailored to fit your home’s unique needs.
Top 5 Home Warranty Providers in New Mexico

9.9
Exceptional
(8,472 reviews)
EXCLUSIVE OFFER
$300 Off Any Plan + Get 2 Extra Months Free
- Rated #1 in Customer Claims Resolutions
- 24/7 Customer Service
- 24hr Claim Response Time
- Lowest Service Call Fee
- 5/5 Rated with Consumer Affairs
3,803 people visited this week

9.1
Great
(3,239 reviews)
- Work w/licensed contractors
- 2 million members
- 50+ years
A
Great

8.9
Great
(3,121 reviews)
- Reasonable warranty pricing
- 24/7 claims service
- High percentage of claims paid out
- Prescreened repair professional
- Communicate directly with contractors
A
Great

8.2
Good
(2,482 reviews)
- Roof leak coverage available
- Covers most states (some state restrictions)
- Flexibility in selecting service providers
B+
Good

7.9
Good
(1,643 reviews)
- $75 off
- Get 1 Month Free
- 24-72 Hours response time
- Flexible Plans
B+
Good
Frequently Asked Questions
How much does a home warranty cost in New Mexico?
Home warranty plans in New Mexico generally cost between $45 and $70 per month, with service call fees ranging from $60 to $100 depending on the provider.
Are air conditioning and heating systems covered in New Mexico home warranties?
Yes. Most standard plans include both air conditioning and heating system coverage, essential for New Mexico’s temperature extremes.
Can I add coverage for a swamp cooler or septic tank in New Mexico?
Yes. Many providers offer optional add-ons for swamp coolers, septic systems, and other systems common in New Mexico homes.