Best home warranty in Missouri
Are You A Missouri Homeowner?
Here are the best home warranty options for you
Whether you’re a seasoned homeowner or purchasing your first home in Missouri, a home warranty offers valuable protection for your budget, lifestyle, and peace of mind. With a warranty in place, you can rest easy knowing that if a covered appliance or system breaks down, repair or replacement is just a service call away. It’s a smart step that brings confidence-and one worth celebrating.
What to look for in a home warranty in Missouri
Why Missouri Homeowners Choose Home Warranties
A lot can come with a home warranty plan. But as a resident in MO, you’ll want to make sure your plan covers these essential items:

Systems
Provides coverage for heating and cooling systems, important for Missouri’s seasonal climate

Add-On Options
Optional add-ons available for pools, sump pumps, and septic systems

Homes
Ideal for homes in Kansas City, St. Louis, Springfield, and rural areas

Appliances
Protects key appliances such as refrigerators, ovens, washers, and dryers

Smart Budgeting
Helps manage repair costs with predictable service fees
Top-Rated Home Warranty Companies in Missouri
At Home Warranty Insider, we’ve researched and compared the best home warranty providers available to Missouri homeowners. We analyzed plans for coverage, pricing, customer satisfaction, and claims processing to recommend trustworthy companies.
Our top picks include Choice Home Warranty for comprehensive protection, Select Home Warranty for affordable pricing, and Liberty Home Guard for flexible add-ons tailored to Missouri’s diverse homes. Whether you live in a city condo or a country home, these providers offer plans designed to protect your home and budget.
Top-Rated Home Warranty Companies in Missouri

9.9
Exceptional
(8,472 reviews)
EXCLUSIVE OFFER
$300 Off Any Plan + Get 2 Extra Months Free
- Rated #1 in Customer Claims Resolutions
- 24/7 Customer Service
- 24hr Claim Response Time
- Lowest Service Call Fee
- 5/5 Rated with Consumer Affairs
3,803 people visited this week

9.1
Great
(3,239 reviews)
- Work w/licensed contractors
- 2 million members
- 50+ years
A
Great

8.9
Great
(3,121 reviews)
- Reasonable warranty pricing
- 24/7 claims service
- High percentage of claims paid out
- Prescreened repair professional
- Communicate directly with contractors
A
Great

8.2
Good
(2,482 reviews)
- Roof leak coverage available
- Covers most states (some state restrictions)
- Flexibility in selecting service providers
B+
Good

7.9
Good
(1,643 reviews)
- $75 off
- Get 1 Month Free
- 24-72 Hours response time
- Flexible Plans
B+
Good
Frequently Asked Questions
How much does a home warranty cost in Missouri?
Home warranty plans in Missouri generally range from $40 to $65 per month, with service call fees typically between $60 and $100.
Are HVAC systems covered in Missouri home warranties?
Yes. Most plans include coverage for heating and cooling systems, essential for Missouri’s varied weather
Can I add coverage for pools and septic systems in Missouri?
Yes. Many providers offer optional add-ons for pools, septic systems, and sump pumps common in Missouri homes.