Best home warranty in Minnesota
Are You A Minnesota Homeowner?
Here are the best home warranty options for you
Whether you’re a seasoned homeowner or purchasing your first home in Minnesota, a home warranty offers valuable protection for your budget, lifestyle, and peace of mind. With a warranty in place, you can rest easy knowing that if a covered appliance or system breaks down, repair or replacement is just a service call away. It’s a smart step that brings confidence-and one worth celebrating.
What to look for in a home warranty in Minnesota
Why Minnesota Homeowners Choose Home Warranties
A lot can come with a home warranty plan. But as a resident in MN, you’ll want to make sure your plan covers these essential items:

Heating Systems
Covers heating systems, vital for Minnesota’s harsh winters

Add-On Options
Optional add-ons available for sump pumps, pools, and septic systems

Homes
Ideal for homes in Minneapolis, St. Paul, Rochester, and surrounding suburbs

Appliances
Protects major appliances such as refrigerators, ovens, washers, and dryers

Smart Budgeting
Helps manage unexpected repair costs with fixed service fees
Top-Rated Home Warranty Companies in Minnesota
At Home Warranty Insider, we’ve researched and evaluated the best home warranty providers serving Minnesota homeowners. We assessed plan coverage, pricing, customer service, and claims processing to recommend trustworthy companies.
Our top picks include Choice Home Warranty for extensive coverage, Select Home Warranty for budget-friendly plans, and Liberty Home Guard for customizable add-ons tailored to Minnesota’s unique home needs. Whether you live in a city condo or a rural home, these providers offer plans designed to protect your home and your wallet.
Top 5 Home Warranty Providers in Minnesota

9.9
Exceptional
(8,472 reviews)
EXCLUSIVE OFFER
$300 Off Any Plan + Get 2 Extra Months Free
- Rated #1 in Customer Claims Resolutions
- 24/7 Customer Service
- 24hr Claim Response Time
- Lowest Service Call Fee
- 5/5 Rated with Consumer Affairs
3,803 people visited this week

9.1
Great
(3,239 reviews)
- Work w/licensed contractors
- 2 million members
- 50+ years
A
Great

8.9
Great
(3,121 reviews)
- Reasonable warranty pricing
- 24/7 claims service
- High percentage of claims paid out
- Prescreened repair professional
- Communicate directly with contractors
A
Great

8.2
Good
(2,482 reviews)
- Roof leak coverage available
- Covers most states (some state restrictions)
- Flexibility in selecting service providers
B+
Good

7.9
Good
(1,643 reviews)
- $75 off
- Get 1 Month Free
- 24-72 Hours response time
- Flexible Plans
B+
Good
Frequently Asked Questions
How much does a home warranty cost in Minnesota?
Home warranty plans in Minnesota typically range from $40 to $65 per month, with service call fees generally between $60 and $100.
Are heating systems covered in Minnesota home warranties?
Yes. Most plans include coverage for heating systems, which is essential for Minnesota’s cold climate.
Can I add coverage for pools and septic systems in Minnesota?
Yes. Many providers offer optional add-ons for pools, septic systems, and sump pumps, common in Minnesota homes.