Best home warranty in Kentucky
Are You A Kentucky Homeowner?
Here are the best home warranty options for you
Whether you’re a seasoned homeowner or purchasing your first home in Kentucky, a home warranty offers valuable protection for your budget, lifestyle, and peace of mind. With a warranty in place, you can rest easy knowing that if a covered appliance or system breaks down, repair or replacement is just a service call away. It’s a smart step that brings confidence-and one worth celebrating.
What to look for in a home warranty in Kentucky
Why Kentucky Homeowners Choose Home Warranties
A lot can come with a home warranty plan. But as a resident in KY, you’ll want to make sure your plan covers these essential items:
Systems
Covers heating and cooling systems, vital for Kentucky’s hot summers and chilly winters
Add-On Options
Optional add-ons available for septic systems, pools, and sump pumps
Homes
Ideal for homes in Louisville, Lexington, Bowling Green, and rural areas
Appliances
Protects important appliances such as refrigerators, ovens, washers, and dryers
Smart Budgeting
Helps manage unexpected repair costs with flat-rate service fees
Top-Rated Home Warranty Companies in Kentucky
At Home Warranty Insider, we’ve researched and reviewed the best home warranty providers serving Kentucky homeowners. We evaluated plans for coverage, pricing, customer satisfaction, and claims handling to recommend the most reliable companies.
Our top picks include Choice Home Warranty for comprehensive coverage, Select Home Warranty for affordable pricing, and Liberty Home Guard for customizable add-ons tailored to Kentucky’s home needs. Whether you live in a city neighborhood or a country home, these providers offer plans that help protect your home and budget.
Top 5 Home Warranty Providers in Kentucky
9.9
Exceptional
(8,472 reviews)
EXCLUSIVE OFFER
$300 Off Any Plan + Get 2 Extra Months Free
- Rated #1 in Customer Claims Resolutions
- 24/7 Customer Service
- 24hr Claim Response Time
- Lowest Service Call Fee
- 5/5 Rated with Consumer Affairs
3,803 people visited this week
9.1
Great
(3,239 reviews)
- Work w/licensed contractors
- 2 million members
- 50+ years
A
Great
8.9
Great
(3,121 reviews)
- Reasonable warranty pricing
- 24/7 claims service
- High percentage of claims paid out
- Prescreened repair professional
- Communicate directly with contractors
A
Great
8.2
Good
(2,482 reviews)
- Roof leak coverage available
- Covers most states (some state restrictions)
- Flexibility in selecting service providers
B+
Good
7.9
Good
(1,643 reviews)
- $75 off
- Get 1 Month Free
- 24-72 Hours response time
- Flexible Plans
B+
Good
Frequently Asked Questions
How much does a home warranty cost in Kentucky?
Home warranty plans in Kentucky typically range from $40 to $65 per month, with service call fees between $60 and $100 depending on the provider and plan.
Are HVAC systems covered in Kentucky home warranties?
Yes. Most plans include coverage for heating and cooling systems, essential for Kentucky’s seasonal weather.
Can I add coverage for pools and septic systems in Kentucky?
Yes. Many providers offer optional add-ons for pools, septic systems, and sump pumps to protect these costly home components.
