Best home warranty in Iowa
Are You An Iowa Homeowner?
Here are the best home warranty options for you
Whether you’re a seasoned homeowner or purchasing your first home in Iowa, a home warranty offers valuable protection for your budget, lifestyle, and peace of mind. With a warranty in place, you can rest easy knowing that if a covered appliance or system breaks down, repair or replacement is just a service call away. It’s a smart step that brings confidence-and one worth celebrating.
What to look for in a home warranty in Iowa
Why Iowa Homeowners Choose Home Warranties
A lot can come with a home warranty plan. But as a resident in IA, you’ll want to make sure your plan covers these essential items:

Systems
Covers heating and cooling systems, essential for Iowa’s hot summers and cold winters

Add-On Options
Optional add-ons available for sump pumps, pools, and septic systems

Homes
Ideal for homes in Des Moines, Cedar Rapids, Davenport, and rural communities

Appliances
Protects key appliances like refrigerators, ovens, washers, and dryers

Smart Budgeting
Helps manage repair costs with predictable service fees
Top-Rated Home Warranty Companies in Iowa
At Home Warranty Insider, we’ve researched and compared the best home warranty providers available to Iowa homeowners. We evaluated plan coverage, pricing, customer service, and claims processing to bring you reliable recommendations.
Our top picks include Choice Home Warranty for comprehensive protection, Select Home Warranty for affordability, and Liberty Home Guard for flexible add-ons tailored to Iowa’s housing needs. Whether you live in a city neighborhood or a rural farmhouse, these providers offer plans that bring peace of mind and budget security.
Top 5 Home Warranty Providers in Iowa

9.9
Exceptional
(8,472 reviews)
EXCLUSIVE OFFER
$300 Off Any Plan + Get 2 Extra Months Free
- Rated #1 in Customer Claims Resolutions
- 24/7 Customer Service
- 24hr Claim Response Time
- Lowest Service Call Fee
- 5/5 Rated with Consumer Affairs
3,803 people visited this week

9.1
Great
(3,239 reviews)
- Work w/licensed contractors
- 2 million members
- 50+ years
A
Great

8.9
Great
(3,121 reviews)
- Reasonable warranty pricing
- 24/7 claims service
- High percentage of claims paid out
- Prescreened repair professional
- Communicate directly with contractors
A
Great

8.2
Good
(2,482 reviews)
- Roof leak coverage available
- Covers most states (some state restrictions)
- Flexibility in selecting service providers
B+
Good

7.9
Good
(1,643 reviews)
- $75 off
- Get 1 Month Free
- 24-72 Hours response time
- Flexible Plans
B+
Good
Frequently Asked Questions
How much does a home warranty cost in Iowa?
Home warranty plans in Iowa generally range from $40 to $65 per month, with service call fees usually between $60 and $100 depending on the provider and plan.
Are heating and cooling systems covered in Iowa home warranties?
Yes. Most plans include coverage for HVAC systems, which is important given Iowa’s seasonal weather extremes.
Can I get coverage for pools and septic systems in Iowa?
Many providers offer optional add-ons for pools, septic systems, and sump pumps, common features in Iowa homes. Be sure to confirm coverage when selecting your plan.